You’ve heard it a lot: “Be Prepared!”   “Rather safe than sorry!” “Always think ahead!” It probably goes in one ear and out the other by now. It’s so overused in day-to-day life. However, as annoying as it may seem, it holds a great truth. Think of the fable where the ants are hoarding grain for the winter months while the grasshopper dismisses this need to be prepared. Boy was he surprised when the winter cold came. If you’ve never heard of this fable, read here: (http://www.bartleby.com/17/1/36.html)   Even well managed organizations and military establishments constantly stress this. The Marines have a motto of “Adapt, Improvise and Overcome.” The Coast Guard…